Quicken for PC/Windows: While Quicken for Mac made many improvements for 2018, it's still not the mirror image of Quicken for Windows that many users want. The navigation in the Windows version is still easier. Quicken 2018 For Mac Review: Now Subscription Only There are no huge changes in the Mac release of Quicken 2018 but there have definitely been improvements to Bill. Nov 15, 2017 Downloaded Quicken 2018 Premier this morning from Quicken.com. ZERO problems. Bill pay is sooo much better. The product works very well. I think with Quicken separating from Intuit, the product is much better. I am still exploring but so far am satisfied with the product. Quicken Premier 2018 (2-Year Subscription) - Mac|Windows Manage your money and investments. Quicken Premier gives you the information you need to make smart investment decisions, so you can watch your money grow. Quicken For Mac 2018 Review – A Big Improvement For Mac Users Last Updated On December 19, 2017 Robert Farrington 22 Comments This article contains references to products from one or more of our advertisers.

How do we keep this site running? This post may contain affiliate links, for which we may receive a referral fee. The cost is the same to you and any compensation we may receive does not affect our reviews or rankings. Thanks!

Starting with this year’s release, Quicken 2018, Quicken has changed their pricing structure and the various Quicken editions. The price is more expensive than people have paid in the past and payment is based on a yearly subscription. Basically, you now pay a yearly fee for the rights to use the Quicken program.

In case you are looking for an alternative to Quicken, I will first mention the two top Quicken replacements.

After that, I’ll explain the new Quicken editions for 2018, then I’ll talk more about the pricing changes.

Alternatives to Quicken

Understandably, some people are frustrated with Quicken’s change in pricing. For people who don’t normally upgrade Quicken every year, the new pricing can be quite a bit more expensive. Before you take the leap into a Quicken subscription, you may consider trying out one of these two alternatives.

The first alternative is completely free and the other has a free 30-day trial.

1. Personal Capital

My first recommendation is Personal Capital. This program is completely free and is an outstanding product. It’s easy to set up, easy to use, and lets you keep track of all your accounts in one place. For anyone with investments, it has especially good investment tools that are better than those that come with Quicken. Try Personal Capital for free.

2. Moneyspire

My second recommendation is Moneyspire. This program is very similar to Quicken, it supports both Windows and Mac, and comes with a free 30-day trial. You can even import your Quicken data into Moneyspire so you don’t lose any history. This is the best desktop personal financial management program next to Quicken and a great alternative if you are looking for a change. Try Moneyspire free for 30 days.

New Quicken Editions for 2018

There are now three editions for Mac users and four editions for Windows users.

Mac users can rejoice because Quicken Starter, Deluxe, and Premier work on both Windows and Mac. Formerly, there was only one limited version of Quicken for Mac, but now Mac users get the same versions of Quicken that are available to Windows users, along with all the great features that have been missing from previous Mac editions.

The former Quicken Rental Property Manager and Quicken Home and Business editions have been combined into the new Quicken Home, Business, and Rental Property. This new edition includes all the features of the former Quicken Rental Property Manager and the former Quicken Home & Business. At this time, Quicken Home, Business, and Rental Property works on Windows computers.

The Windows and Mac versions are nearly identical, with very minor differences. Premier editions and above come with Quicken Bill Pay included for free, a $119/year value. Premier and above also come with free priority customer support.

New Quicken Price Structure (Membership Subscription)

Beginning this year, Quicken will now be a membership subscription. Under this new pricing system, Quicken users pay for a 12 or 24 month membership subscription to the software instead of paying for an annual upgrade. This is a good thing. Let me explain why.

First of all, in previous years, many Quicken features would stop working at a pre-determined date, regardless of when a user purchased and installed the software. Under the new subscription model, a user gets a full 12 or 24 months of full Quicken functionality beginning when the user installs and activates the software. This new subscription system is more fair to users because you now get the full term of Quicken usage that you pay for, regardless of when you purchase or install your Quicken software.

A second advantage of the new subscription system is instant access to new features. Under this new system, as soon as Quicken releases an upgrade, enhancement, or new feature, all users get it right away. Under the old system, you had to wait until a new version was released in the fall before getting access to new features. Now, new features will be added and installed continuously, giving you the latest and greatest version of Quicken no matter what time of year you purchase it.

The new subscription system also includes 5 GB of free online secure backup storage in partnership with Dropbox. This lets users backup and restore Quicken data from Dropbox without having to pay for an additional storage fee.

Quicken Premier and Quicken Home, Business, and Rental Property users will receive Quicken Bill Pay included for free. This Bill Pay feature was previously a paid addition to Quicken, but is now included in the membership subscription price. This is a $119/year value that’s included free. This alone makes Premier worth the price. You can pay any business or individual in the U.S., making is super easy to pay all your bills on time from one place.

Lastly, Quicken is the best personal financial management product available. I want to see it get better and continue improving. The only way that can happen is if Quicken receives enough revenue to pay for more developers and to show a profit. This change to a membership subscription model will help Quicken receive a more consistent revenue stream to keep the company profitable and working on improving our favorite money management program.

This all comes at a cost of only $2-$4 per month (check out current prices). If you don’t think Quicken is worth this price, I would suggest you try one of the Quicken alternatives listed at the beginning of this article.

Now for some big questions people are asking:

Is Quicken now an online program?

No, Quicken is still a desktop program that you install on your computer. The new subscription membership only changes the way you pay for Quicken, but the program itself is still the same (with updates and new features). Your Quicken data is still saved on your own computer, not in the Cloud. Quicken does come with free Dropbox space, but you do not have to backup your Quicken data to Dropbox unless you choose to do so.

Quicken For Mac 2018

What happens if your subscription expires or you don’t renew? Do you lose access to Quicken?

No, you don’t lose access to Quicken. You’ll still be able to use Quicken to view all your data, enter transactions manually, and view/print reports. Online-based features will be turned off, meaning you won’t be able to download transactions directly from your bank or use Bill Pay, but you will still be able to enter transactions manually and access all your data. If you decide to renew your subscription, all the online-based features will be turned back on. (Note that this does not apply to the Quicken Starter edition. If you are using Quicken Starter, all your data will become read-only when your subscription expires.)

Quicken Premier For Mac 2018 Review